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Privacy Policy

Last updated: June 27, 2026

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We process Your Personal Data to provide, secure, improve, and support the Service, and only for the purposes and legal bases described in this Privacy Policy. Where We rely on consent, We will ask for that consent separately and You may withdraw it at any time, subject to applicable law.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service or parts of our Service.

  • Application refers to Homelify, the software program provided by the Company.

  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Astra Prospera Limited, company number 16279222, 86-90 Paul Street, London, England, EC2A 4NE.

    For the purpose of the GDPR, the Company is the Data Controller.

  • Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

  • Country refers to: United Kingdom

  • Data Controller, for the purposes of the GDPR (General Data Protection Regulation), refers to the Company as the legal person which alone or jointly with others determines the purposes and means of the processing of Personal Data.

  • Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

  • DPDP Act refers to India's Digital Personal Data Protection Act, 2023 and applicable rules.

  • GDPR refers to EU General Data Protection Regulation.

  • Personal Data is any information that relates to an identified or identifiable individual.

    For the purposes of GDPR, Personal Data means any information relating to You such as a name, an identification number, location data, online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity.

  • Service refers to the Application or the Website or both.

  • Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. For the purpose of the GDPR, Service Providers are considered Data Processors.

  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

  • Website refers to Homelify, accessible from https://gethomelify.com

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

    Under GDPR, You can be referred to as the Data Subject or as the User as you are the individual using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Account and contact information, such as email address, first name, last name, profile information, authentication details, and account settings.

  • Household, group, and expense information, such as household names, members, expense amounts, categories, notes, split methods, reimbursement status, and records You choose to share with other group members.

  • Receipt images, uploaded documents, bill information, and AI-extracted fields, such as merchant names, billed amounts, dates, due dates, line items, and categories.

  • Forwarded bill emails and attachments, but only for transient processing to extract bill or expense information. We do not store the original email body content or email attachments after processing.

  • Financial data, when You choose to connect Your bank account via the Service, including bank account details, transaction history, transaction categories, balances, and related metadata.

  • Support, communication, marketing preference, notification preference, and Usage Data.

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Information Collected while Using the Application

While using Our Application, in order to provide features of Our Application, We may collect, with Your prior permission:

  • Pictures and other information from your Device's camera and photo library

We use this information to provide features of Our Service, to improve and customize Our Service. The information may be uploaded to the Company's servers and/or a Service Provider's server or it may be simply stored on Your device.

You can enable or disable access to this information at any time, through Your Device settings.

AI Receipt and Email Bill Processing Data

When You use receipt scanning, document upload, or email bill processing features, We process the content You provide to extract structured expense or bill information. This may include receipt images, invoices, forwarded email content, and email attachments.

Email body content and email attachments are processed only as needed to create or suggest expense records. We do not store the original email body content or email attachments after processing. We may store the structured information extracted from them, such as merchant name, amount, due date, category, account reference, billing period, and any expense record that You save in the Service.

AI processing for these features is provided using Amazon Web Services (AWS).

Financial Account Data (via Stripe Financial Connections)

When You choose to link Your bank account through the Service, We use Stripe Financial Connections, a service provided by Stripe, Inc., to retrieve financial data from Your financial institution. This data is collected only with Your explicit consent, which You provide during the bank account linking flow.

The financial data We may collect through this process includes:

  • Bank account details (institution name, account name, account type)
  • Transaction history (amounts, merchant names, dates, transaction categories)
  • Account balances and related metadata

We use this financial data for the following purposes:

  • To detect and categorise household expenses automatically
  • To suggest expense splits within groups You belong to
  • To automate expense tracking and management

Important information about Your financial data:

  • You control what is shared. Other users in Your groups will only see transactions or expenses that You explicitly choose to share. No financial data is visible to other users unless You decide to share it.
  • We do not sell Your financial data. Your financial information is never sold to third parties, advertisers, or data brokers.
  • We do not use Your financial data for advertising or marketing purposes.
  • You can disconnect at any time. You may unlink Your bank account from the Service at any time through Your account settings. Upon disconnection, We will delete Your raw financial transaction data within 30 days. Derived data (such as expense summaries already shared with groups) may be retained as part of group records.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

  • Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.
  • Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.

We use both Session and Persistent Cookies for the purposes set out below:

  • Necessary / Essential Cookies

    Type: Session Cookies

    Administered by: Us

    Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

  • Cookies Policy / Notice Acceptance Cookies

    Type: Persistent Cookies

    Administered by: Us

    Purpose: These Cookies identify if users have accepted the use of cookies on the Website.

  • Functionality Cookies

    Type: Persistent Cookies

    Administered by: Us

    Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

  • Tracking and Performance Cookies

    Type: Persistent Cookies

    Administered by: Third-Parties

    Purpose: These Cookies are used to track information about traffic to the Website and how users use the Website. The information gathered via these Cookies may directly or indirectly identify you as an individual visitor. This is because the information collected is typically linked to a pseudonymous identifier associated with the device you use to access the Website. We may also use these Cookies to test new pages, features or new functionality of the Website to see how our users react to them.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Where required by applicable law, non-essential analytics cookies, mobile SDK analytics, event telemetry, and similar tracking technologies are not loaded until You give consent. You can withdraw or change cookie consent through the cookie preferences controls on the Website or by clearing the cookie-consent preference in Your browser. The Website and app may use essential cookies or equivalent local technologies for security, session, language, and consent management; optional analytics cookies or SDK events such as Google Analytics when accepted; and privacy-preserving analytics or performance telemetry from providers such as Vercel where configured.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain our Service, including to monitor the usage of our Service.

  • To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.

  • For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.

  • To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

  • To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.

  • To manage Your requests: To attend and manage Your requests to Us.

  • For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.

  • For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

  • With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.
  • For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
  • With other users: when You share personal information, expenses, bills, balances, reimbursements, or household/group records with other users, those users may view the information You choose to share within that household or group.
  • For legal and safety reasons: We may disclose information where required by law, to respond to valid legal requests, or to protect the rights, security, and safety of Users, the public, the Company, and the Service.
  • With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Purposes, Legal Bases and Main Recipients

For users in the UK, EEA, and other jurisdictions that require a legal basis, We rely on the legal bases below. For users in Canada, the United States, and India, the same descriptions explain the purposes for which We collect, use, disclose, and retain Personal Data.

  • Account creation and authentication: account, contact, authentication, and device data. Legal basis: performance of a contract and legitimate interests in account security. Recipients: hosting, database, authentication, email, and security providers.

  • Expense tracking, household groups, and sharing: household/group records, expense details, split rules, reimbursements, notes, and profile details visible to group members. Legal basis: performance of a contract and legitimate interests in providing shared expense workflows. Recipients: hosting and database providers and the group members You choose to share with.

  • Bank linking and automated transaction import: bank account metadata, balances, transaction history, and related metadata. Legal basis: Your explicit consent and performance of a contract. Recipients: Stripe Financial Connections, Your financial institution, and hosting providers. You may withdraw this consent by disconnecting the bank account.

  • AI receipt, document, and email bill processing: uploaded receipts/documents, forwarded email content and attachments during processing, and extracted bill or expense fields. Legal basis: performance of a contract and, where required, consent. Recipients: AWS for cloud hosting and AI processing. We do not store original email body content or email attachments after processing.

  • Service messages, support, and notifications: contact details, support messages, notification tokens, and relevant account or issue information. Legal basis: performance of a contract, legitimate interests, and consent where required for optional notifications or marketing. Recipients: email, notification, customer support, and hosting providers.

  • Analytics, product improvement, and feature flags: usage, device, event, and technical data, using pseudonymous or aggregated data where possible. Legal basis: consent where required for non-essential cookies or SDK tracking, otherwise legitimate interests in improving and operating the Service. Recipients: PostHog, Google Analytics where enabled and accepted, Vercel analytics or performance services where configured, and hosting providers.

  • Error monitoring, security, and fraud prevention: logs, IP addresses, device data, crash reports, request metadata, and security events. Legal basis: legitimate interests and legal obligations. Recipients: Sentry, Cloudflare, hosting providers, and relevant authorities when legally required.

  • Subscriptions and payment administration: subscription status, purchase metadata, receipts, and store or payment-provider identifiers. Legal basis: performance of a contract and legal obligations. Recipients: Apple, Google, Stripe where applicable, accounting providers, and hosting providers.

  • Legal compliance and disputes: account, transaction, communication, and technical data relevant to a legal request, claim, audit, or compliance obligation. Legal basis: legal obligations and legitimate interests. Recipients: professional advisers, courts, regulators, law enforcement, and transaction counterparties where required.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

When You delete data or close Your account, deletion from active systems is completed as soon as reasonably practicable. Deleted data may remain in backups, logs, queues, cache, replication, and disaster recovery systems for up to 30 days, after which it is permanently deleted from Our servers unless a longer retention period is required by law or needed for a legal claim, fraud prevention, security investigation, or dispute.

Our usual retention periods are:

  • Account, profile, and authentication data: for the life of Your account, then deleted within 30 days after account deletion unless legally required to retain it.

  • Household, group, expense, reimbursement, and shared bill records: for the life of Your account or the relevant household/group record. Records shared with other users may remain visible to those users unless the record or group is deleted or applicable law requires deletion.

  • Receipt images and uploaded documents: for as long as needed to process and support the related expense record, unless You delete them earlier. Deleted files are removed from active systems and backups within 30 days.

  • Forwarded email body content and email attachments: only for transient processing. We do not store the original email body content or attachments after processing. Extracted fields saved as expense or bill records follow the retention period for expense records.

  • Raw financial transaction data from connected bank accounts: while Your account is active and the bank account remains connected. If You disconnect the bank account, raw transaction data is deleted within 30 days. Derived expense summaries already shared with a group may remain as group records.

  • Analytics and feature-flag events: retained for up to 24 months for product analytics, troubleshooting, and trend analysis, then aggregated or deleted unless a shorter period is appropriate.

  • Sentry logs, crash reports, security logs, and Cloudflare Turnstile records: retained for up to 12 months to detect, diagnose, and fix errors, protect the Service, and investigate abuse, unless an active security, fraud, legal, or dispute matter requires longer retention.

  • Support messages, legal requests, and complaint records: support messages are normally retained for up to 24 months after the matter is closed. Legal requests, complaint records, and dispute records may be retained for up to 6 years where needed to comply with law, resolve disputes, or establish, exercise, or defend legal claims.

  • Marketing preferences and consent records: until You opt out or withdraw consent, plus up to 6 years to maintain a suppression record and prove compliance, unless law requires a shorter or longer period.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

We do not rely on consent to this Privacy Policy alone as the legal safeguard for international transfers. Where UK or EEA data protection law applies and Personal Data is transferred to a country that has not been found adequate, We use appropriate safeguards such as the European Commission Standard Contractual Clauses, the UK International Data Transfer Addendum or equivalent approved safeguards, together with supplementary technical and organisational measures where appropriate.

For users in India, cross-border transfers are carried out in accordance with the DPDP Act and any applicable government restrictions on transfers to specific countries or territories.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.

Our Service may give You the ability to delete certain information about You from within the Service.

You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.

Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation
  • Protect and defend the rights or property of the Company
  • Prevent or investigate possible wrongdoing in connection with the Service
  • Protect the personal safety of Users of the Service or the public
  • Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

With respect to financial data collected through Stripe Financial Connections, We implement additional security measures including encryption of financial data both in transit and at rest, strict access controls limiting access to authorised personnel only, and regular security reviews of Our data handling practices. We store only the financial data necessary for the Service's functionality and do not store Your bank login credentials.

Detailed Information on the Processing of Your Personal Data

The Service Providers We use may have access to Your Personal Data. These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies.

Analytics

We may use third-party Service providers to monitor and analyze the use of our Service.

  • PostHog

    We use PostHog, a service provided by PostHog, Inc., to analyze how users interact with our app and to manage feature flags. This helps us monitor performance, improve functionality, and safely roll out new features.

    PostHog processes pseudonymous usage and technical data, such as feature interactions and device-related information, and We use aggregated data where possible. This data is used solely for product improvement and feature management purposes.

    Additional information about how PostHog handles data can be found in PostHog's Privacy Policy: https://posthog.com/privacy

    We have entered into a Data Processing Agreement (DPA) with PostHog that governs the processing of personal data in accordance with applicable data protection laws, including the GDPR. A copy of this Data Processing Agreement is available for download here: Download the PostHog Data Processing Agreement

  • Cloudflare Turnstile

    Cloudflare Turnstile is provided by Cloudflare Inc.

    We use Cloudflare Turnstile to detect and block bots and automated misuse of our services. This may involve the processing of technical information from your browser or device (such as IP address and user agent) to verify that you are a real user. Cloudflare does not use this data for tracking or advertising. The service is provided by Cloudflare, Inc., and processed according to their privacy policy.

  • Sentry Error Monitoring

    We use Sentry, a service provided by Functional Software, Inc., to monitor the stability and performance of our application. Sentry collects data about technical errors, crashes, and performance issues to help us detect, diagnose, and fix problems. The data collected may include device or browser information, app version, stack traces or error messages, basic request metadata (e.g., timestamps, URLs).

    Data is used strictly for application quality and error resolution and is not shared with third parties for marketing purposes. For more information, please refer to Sentry's privacy policy.

AI-Powered Document and Email Interpretation (AWS)

To provide features such as automated extraction of data from uploaded bills, receipts, and forwarded bill emails, our Application uses Amazon Web Services (AWS) infrastructure and AI services. We operate under AWS data protection terms where AWS processes Personal Data on Our behalf.

How your data is processed:

  • Uploaded images, documents, forwarded email content, and attachments may include personal data (e.g., names, addresses, account numbers). These are used solely to extract structured billing information such as category name, billed amount, issue date, due date, billing period, and merchant or biller name.
  • Data is processed in accordance with AWS data processing terms, and more information can be found here.
  • We do not store original email body content or email attachments after processing. Extracted fields may be stored as part of the expense or bill records You create or confirm.
  • Data submitted for AI processing is not used by Us to train third-party foundation models.
  • All data is processed in AWS regions and systems configured for the application, with appropriate transfer safeguards where required.

Financial Services (Stripe Financial Connections)

We use Stripe Financial Connections, a service provided by Stripe, Inc., to enable You to connect Your bank account and retrieve financial transaction data. Depending on the specific activity and Stripe product terms, Stripe may act as Our service provider/processor or as an independent controller for parts of its own regulated, security, compliance, and fraud prevention activities.

When You initiate the bank account linking process, You interact directly with Stripe's interface and agree to Stripe's own terms and privacy policy. Stripe processes Your financial data in accordance with their privacy practices.

Data handling:

  • Stripe retrieves financial data from Your bank on Our behalf, based on the permissions You grant.
  • We store transaction data necessary for the Service's expense tracking and sharing features. We do not store Your bank login credentials.
  • Financial data is encrypted both in transit and at rest. Access to financial data within Our systems is restricted to authorised personnel and processes that require it for Service operation.
  • Financial transaction data is retained for as long as Your account is active and Your bank account remains connected. You may disconnect Your bank account at any time, after which raw transaction data will be deleted within 30 days.

For more information about how Stripe handles Your data, please refer to Stripe's Privacy Policy: https://stripe.com/privacy

For information about Stripe Financial Connections specifically, please see: Stripe Financial Connections Terms

GDPR Privacy

Legal Basis for Processing Personal Data under GDPR

The primary legal bases We rely on are described in the "Purposes, Legal Bases and Main Recipients" section above. In summary, We process Personal Data under the following GDPR legal bases where applicable:

  • Consent: for bank linking, optional marketing, optional push notifications, optional non-essential cookies or SDK tracking, and AI processing where local law requires consent.
  • Performance of a contract: to create and manage accounts, provide expense tracking, household sharing, subscriptions, support, receipt scanning, email bill processing, and other requested Service features.
  • Legal obligations: for accounting, tax, consumer protection, regulatory, sanctions, data protection, and lawful request compliance.
  • Legitimate interests: to secure the Service, prevent fraud and abuse, diagnose errors, improve product reliability, respond to support requests, understand aggregate usage, and protect Our legal rights, provided those interests are not overridden by Your rights and freedoms.

We do not normally rely on vital interests or public task as a legal basis. If an unusual situation requires either basis, We will assess and document it under applicable law.

With respect to financial data collected through Stripe Financial Connections, the legal basis for processing is Your explicit Consent, which You provide when You initiate the bank account linking process. You may withdraw this consent at any time by disconnecting Your bank account in Your account settings. Where We operate in the United Kingdom or European Economic Area, the collection of financial data through Open Banking services is subject to the Payment Services Directive 2 (PSD2) and related Open Banking regulations, which require explicit customer consent (Strong Customer Authentication) before financial data can be accessed. For users in the United States, We are mindful of the Gramm-Leach-Bliley Act (GLBA) and its requirements regarding the handling of consumers' personal financial information.

Your Rights under the GDPR

The Company undertakes to respect the confidentiality of Your Personal Data and to guarantee You can exercise Your rights.

You have the right under this Privacy Policy, and by law if You are within the EU, to:

  • Request access to Your Personal Data. The right to access, update or delete the information We have on You. Whenever made possible, you can access, update or request deletion of Your Personal Data directly within Your account settings section. If you are unable to perform these actions yourself, please contact Us to assist You. This also enables You to receive a copy of the Personal Data We hold about You.
  • Request correction of the Personal Data that We hold about You. You have the right to have any incomplete or inaccurate information We hold about You corrected.
  • Object to processing of Your Personal Data. This right exists where We are relying on a legitimate interest as the legal basis for Our processing and there is something about Your particular situation, which makes You want to object to our processing of Your Personal Data on this ground. You also have the right to object where We are processing Your Personal Data for direct marketing purposes.
  • Request erasure of Your Personal Data. You have the right to ask Us to delete or remove Personal Data when there is no good reason for Us to continue processing it.
  • Request restriction of processing of Your Personal Data. You have the right to ask Us to suspend or limit processing of Your Personal Data in certain circumstances, for example while We verify the accuracy of disputed information or assess an objection.
  • Request the transfer of Your Personal Data. We will provide to You, or to a third-party You have chosen, Your Personal Data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which You initially provided consent for Us to use or where We used the information to perform a contract with You.
  • Withdraw Your consent. You have the right to withdraw Your consent on using your Personal Data. If You withdraw Your consent, We may not be able to provide You with access to certain specific functionalities of the Service.

Exercising of Your GDPR Data Protection Rights

You may exercise Your rights of access, rectification, erasure, restriction, portability, objection, and consent withdrawal by contacting Us. Please note that we may ask You to verify Your identity before responding to such requests. We will respond to applicable data protection rights requests without undue delay and within the time required by applicable law, usually within one month for UK/EEA GDPR requests unless an extension is permitted.

You have the right to complain to a Data Protection Authority about Our collection and use of Your Personal Data. For more information, if You are in the European Economic Area (EEA), please contact Your local data protection authority in the EEA. If You are in the United Kingdom, You may complain to the Information Commissioner's Office (ICO).

United States State Privacy Rights

Where a US state privacy law applies to Us and to Your Personal Data, You may have rights to access, confirm, correct, delete, or receive a portable copy of Personal Data, and to opt out of certain processing such as targeted advertising, sale, profiling with legal or similarly significant effects, or sharing for cross-context behavioural advertising. We do not sell Personal Data, and We do not use financial data, receipt data, email bill content, or children's data for targeted advertising.

You may exercise applicable US state privacy rights by contacting Us. We may need to verify Your request and Your state of residence before responding, and We will respond within the period required by the law that applies to Your request.

California Residents and CalOPPA

For California residents, including where the California Online Privacy Protection Act (CalOPPA) or other applicable California privacy law applies, the categories of Personal Data We collect, the sources of that Personal Data, the purposes for which We use it, and the categories of recipients to whom We disclose it are described in the sections above. We do not sell Personal Data, and We do not sell financial data, receipt data, forwarded email body content, email attachments, or children's data.

Our Website and app do not currently respond to browser "Do Not Track" signals. Where required by applicable law, We honor consent choices and applicable opt-out preference signals through the controls described in this Privacy Policy.

Canada Privacy Rights

If Canadian privacy laws apply, We collect, use, and disclose Personal Data only for identified purposes, with consent where required or another basis permitted by law. You may request access to Your Personal Data, ask Us to correct inaccurate information, withdraw consent where processing is based on consent, and ask questions or make a complaint using the contact details below.

If You withdraw consent, We will explain any effect this has on the Service. We may continue to process information where permitted or required by law, including to provide requested services, comply with legal obligations, protect security, or resolve disputes.

India Privacy Notice

If the DPDP Act applies to You, Astra Prospera Limited is the Data Fiduciary for the Personal Data processed as described in this Privacy Policy. The itemised Personal Data We process and the specific purposes are described in the sections above, including account data, household/group and expense data, receipt and document data, forwarded email content and attachments during processing, AI-extracted fields, financial account data, Usage Data, support data, notification data, and consent or preference records.

We process this Personal Data to provide and manage the Service, create and authenticate accounts, track and share household expenses, process receipts and bill emails, import bank transactions when You choose to connect a bank account, send Service messages and optional notifications, provide support, secure the Service, prevent misuse, comply with law, and improve the Service.

Where We rely on consent under the DPDP Act, You may withdraw that consent by using in-app controls where available, by changing device or cookie settings, by disconnecting connected bank accounts, or by contacting Us. Withdrawal of consent will not affect processing already completed before withdrawal, and some features may stop working if the relevant data is necessary to provide them.

You may request access to information about Your Personal Data, correction or completion of inaccurate or incomplete Personal Data, erasure of Personal Data that is no longer necessary for the relevant purpose, grievance redressal, and nomination of another person to exercise Your rights in the event of death or incapacity, where these rights apply under the DPDP Act.

Our privacy contact also acts as the grievance contact for India privacy requests. We will address India privacy requests and grievances within the period required by applicable law, and in any event within 90 days where the DPDP Act and rules require this. If You are not satisfied with Our response, You may have the right to complain to the Data Protection Board of India in accordance with the DPDP Act and applicable rules.

Children's Privacy

Our Service is not intended for anyone under the age of 18, and We do not knowingly allow anyone under 18 to create an account or use the Service. This age threshold also reflects the DPDP Act's treatment of children in India. If You are a parent or guardian and You believe a child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from a child without appropriate consent or legal authority, We take steps to delete that information.

If We ever offer a feature that is intended for children in a jurisdiction that requires parental consent, including India, We will require verifiable parental consent before processing the child's Personal Data and will apply any restrictions on tracking, behavioural monitoring, or targeted advertising that apply by law.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

  • By email: privacy@astraprospera.com

  • By mail: 86-90 Paul Street, London, England, EC2A 4NE, UK